Home Loan Options

The word "mortgage" in and of itself can appear to be incredibly intimidating - especially if this is the first time you are buying a home. You are committing to a debt which may very well be one of the largest debts you will ever acquire. That is of course until you move to another home and start this process all over again!

Rest assured, we understand. That is why we encourage you to sit down with a lender and talk to them about your options. We will work with you and your lender through a construction loan. We have closed thousands of homes, and have worked with FHA, VA, Conventional financing, Rural Development, MSHDA, and of course, cash. There are a number of lenders out there, and we have found a couple to be pretty outstanding with service and expertise. They will assist you in evaluating your "comfort zone", based on your income, your assets and your current debt load. As always, if you have any questions or concerns along the way, do not hesitate to talk with your sales representative. They have been through this process a number of times and can prove to be very helpful.